Borç içinde boğuluyorum... bir çıkış yolu var mı?

The past few years have been difficult for many. Business owners had to close their doors due to the pandemic. This caused people to lose jobs. As a result, many went into debt. They took out loans. They maxed out credit cards. People in this difficult position might wonder, "Bir çıkış yolu var mı?" Is there a way out of this mess?

There are options. Some are better than others. Some are good for certain situations... some are not good. This subject can be overwhelming and unhappy, but as this lighthearted children's short film shows... Herşeyin bir çaresi var https://youtu.be/wqcvdn8DJIY

Debt consolidation is one option. Here, a plan is mapped out to repay the balance over time. A lower interest rate is negotiated for a repayment plan that could be 36 months, 48 months, or other time period.

Another option is using a balance transfer card. The idea is to transfer high interest payments to a card with a lower interest rate.

Debt relief companies try to negotiate a reduction in the balance. But this can mean letting the account become delinquent, so it can involve being sued by credit card companies.

Bankruptcy is a serious option. The commonly used type is Chapter 7, or personal bankruptcy. It could generally eliminate credit card balances or hospital bills. See İFLAS - ZARARIN NERESİNDEN DÖNERSEN KÂRDIR - https://www.communityabroad.com/turkish/post/1000000049203

Anyone in debt must research their options carefully. Each option has its risks, such as impact on credit ratings. Unfortunately, debt could feel like a CAGE. Here is at least a short film with a CAGE that could bring laughter... The Lion Cage, Charlie Chaplin - https://youtu.be/_0a998z_G4g

If you are in this position, good luck to you in finding the help you need...

Dertleriniz kum tanesi kadar küçük, sevinçleriniz Nisan yağmuru kadar bol olsun

Good Luck - Kendinize İyi Bakın

Avukat Timur Akpinar

(718) 224-9824

www.benimavukatim.com

https://www.instagram.com/timtim111111111/

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